After 30 years in business, I have closed the mortgage corporation  Security Trust Mortgage, Inc. I am still an active Real Estate Broker, and will be acting as A CONSULTANT FOR SEVERAL FEDERALLY CHARTERED BANKS AND PRIVATE INSTITUTIONS. I will help borrowers find the perfect lenders and programs and give advice on the general mortgage market.

The lenders I have chosen can place loans in 40 states and include residential, commercial and government loans as well as PRIVATE funding from investors.

This new format will enable me to do more for a wider variety of customers across the nation.

WARNING: This is not a 'top internet 100' designed snazzy website. You want a professional mortgage broker to provide great service and products? You came to the right place. I have THIRTY YEARS experience in this industry with no law suits or complaints.

Google my name with " ".     "Marvin Von Renchler" to see a part of my history, including being quoted by Reuters News Agency.

OK---what do you do now? Well, you obviously need a real estate loan. This may make you leave my site but here is the straight scoop---NO WAY can any broker or bank give you an accurate quote now without knowing many things including your credit score. Most rates are tied to scores. If someone gives you a rate and say they can LOCK IT without knowing your situation, RUN AWAY.

Also, it is NOT LEGAL to give you a rate quote without computing the A.P.R. (Annual Percentage Rate) even if its just a phone conversation! Keep that in mind when calling around.

TO CONCLUDE, look around the links for general information then simply pick up the phone. If I cant help you I'll try to find someone or some other place that can. Hows that sound?